Background Checks

background-checkA background check or also known as background investigation is the procedure on compiling and looking up a person’s criminal records, financial records and even commercial records. This is requested mostly by the employers to the applicants or job candidates for them to know if the applicant is trustworthy. This is used especially on candidates who applies for position which requires high security like government employee or staff, airport, financial institution, school and hospitals. Most background checks are often done by government agency in which you are to pay an amount of fee, and there are some that are done and administered by private companies. When they’re performing background check on you, they mostly include your credit score, criminal background or history, and past employment verification.

Background checks are done by employers to accurately evaluate the qualifications of the job candidate or applicant, their fitness, character and it may also be used to identify potential risks in hiring for security reasons. Be alert also that there are times that background checks are used in illegal stuff and may lead to such as discrimination, violation of privacy and getting once identity and turning it to their own or known as identity theft.

Criminal records are public information and are available to anybody who wants to check the background of another person who was in a conviction of a crime or if that person was imprisoned. Criminal background checks must be done whenever you hire a person for you to have peace of mind and for you to be sure that your children or your loved ones are safer. Here are some tips if you are planning to run a background check to a person: Checkout your local or district court registry for any possible criminal conviction of that person.

You can also visit your county registry for the city where you can get all sorts of public records. Most of the time, there are small fees for conducting the search. Check whether that person has an arrest record or police record which you can do in your local police department. What you have to do is fill out a request for information and mostly this also has fee. If you want to know if that certain person has a prison record, you can always try browsing the federal prison bureau website. You’ll see all the information about the people who were imprisoned.

Why Credit History is Crucial in a Pre-Employment Background Check

Many employers have found pre-employment background checks an efficient way to steer clear of costly hiring mistakes. According to the Society for Human Resource Management new hires, a significant increase from 66 percent in 1996.

More and more employers have made background checks a part of pre-employment screening not only because resume falsifications are rampant these days. There are also growing concerns of workplace violence, company scandals, and security breaches. With a background check, which reports about a candidate’s criminal, financial and employment background, a company is able to confirm information presented on a resume, uncover past criminal activity and thus
identify possible risks of hiring.

Criminal records are probably the most sought-after information in a background check, especially for high-security job positions. It’s imperative to discover a person’s past criminal activities, as these would greatly affect his or her credibility and reputation. No employer in the right mind would hire a finance officer charged with stealing money in the past, or a preschool teacher with a sex offender’s listing.

Another important component of a background check is the credit history. Some jobseekers wonder what this has to do with their application. But employers find this essential in determining how financially stable and responsible an individual is. With the candidate’s permission, an employer can run a credit history check as part of the job screening process.

Several parts of a credit report can raise a red flag for the employer. One of these is any type of lien, which can suggest a jobseeker’s unreliability. Specifically, it shows that an individual was not responsible enough to settle a debt, or at least make a negotiation. A 100% Credit Utilization is also worrisome as this may mean that a person is not able to stick to his or her budget.

Bankruptcies and foreclosures are another turn-off for any employer. This implies lack of responsibility and the inability of setting long-term plans or goals. Late fees, meanwhile, may indicate that a person is having trouble managing his or her income and budget.

A credit history says a lot about how responsible a potential employee is with handling finances, which can reflect one’s attitude toward work and behavior in the workplace. It shouldn’t be a surprise that many employers check their applicants’ credit reports as part of the pre-screening procedure.

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